Marginfi

Token Overview

Marginfi is The Future of Decentralized Lending on Solana

Marginfi is a decentralized lending protocol built on Solana, designed to help users access leverage safely and efficiently. With permissionless smart contracts, real-time risk controls, and algorithmic interest rates, Marginfi empowers you to lend, borrow, and optimize capital use — all without sacrificing security.

What You Can Do on Marginfi:

• Lend Crypto
  Deposit assets into liquidity pools, earn interest, and grow your holdings passively. 
• Borrow Against Collateral
  Need liquidity without selling your crypto? Lock it as collateral and borrow other assets instantly. 
• Earn from Dynamic Interest Rates
  Rates adjust based on real-time supply and demand, maximizing returns and minimizing costs.

Phantom Wallet for Marginfi

No wallet? No problem. Here's how to get Phantom up and running — fast.

• Get Backpack

Download Phantom extension or mobile app and use our refferal code "AIRDROPWIZZ" for more benefit.

• Create Your Wallet

Set a password, save your recovery phrase — don’t share it!

• Add SOL

Send some SOL to your new wallet (for fees).

How to Use Marginfi (Step-by-Step Guide)

1. Visit Marginfi

Go to marginfi web [HERE]

1. Connect Your Wallet

Click “Connect Wallet” and select a Solana wallet such as Phantom.

1. Deposit Assets

Choose the crypto you want to deposit (e.g., USDC or SOL), then click Deposit.

1. Start Lending or Borrowing 
   • To lend, simply deposit and earn passive yield. 
   • To borrow, select your collateral, then enter the amount you'd like to borrow. 
2. Track Your Position

Use the dashboard to monitor interest rates, collateral levels, and your transaction history.

1. Earn Points

Every action—lending, borrowing, or referring—earns points.

Marginfi Points SystemEarn While You Use

While Marginfi doesn’t have a token yet, it has introduced a Points System. Your activity earns points that may qualify you for a future $MRGN token airdrop.

How to Earn Points:

• Lend assets 
• Borrow using collateral 
• Refer friends to the platform 
• Stay active and interact regularly 

The more you use Marginfi, the more points you accumulate — and the closer you are to potential rewards.

MRGN Token Governance for the Community

The upcoming MRGN token is designed with long-term decentralization in mind. Here's how the 1 billion total supply is planned to be allocated:

• 15% — For early investors (with vesting to ensure commitment) 
• 20% — For core contributors, past and future, based on milestone achievements 
• 10% — Reserved for a community airdrop — reward for early users and loyal supporters 
• 52.5% — Dedicated to the Community DAO — empowering on-chain governance and ecosystem growth 
• 2.5% — Day-one grants to support critical development and infrastructure

With over half of the supply allocated to the community, early users have a real chance to lead and benefit from Marginfi’s long-term growth.

Why Join Marginfi Now?

• Be early and earn more 
• Qualify for future MRGN airdrops 
• Gain influence in a growing DeFi protocol 

Start lending, borrowing, and referring today.
Marginfi is building the next generation of DeFi  and you’re invited.